About ZTLment

At ZTLment, we are revolutionising the way businesses manage their financial workflows. Our mission is to harness the power of smart contracts and blockchain technology to simplify, streamline, and secure complex business payouts.


We’re proud to be Europe's first licensed payments institution built on blockchain, paving the way for a new era of seamless and compliant financial transactions.

The Challenge

Traditional banking infrastructure has long hindered the potential of open banking and smart contracts. Outdated systems and manual processes have made complex business payouts slow, opaque, challenging, and expensive to execute. Businesses have struggled to find a solution that is both regulatory compliant, cost effective and user-friendly.

Our Solution

ZTLment is breaking down these barriers and introducing a better way for businesses to manage their finance workflows. By leveraging the possibilities of smart contract software and building on new infrastructure, we are eliminating the friction and complexity of traditional payment processes.


Our proprietary toolkit abstracts away the complexities of blockchain technology, ensuring seamless integration and full regulatory compliance with the EU's open banking framework, PSD2. In fact, our groundbreaking interpretation of rules by the Danish Financial Supervisory Authority (DFSA), validated by the European Banking Authority (EBA), makes us the trusted choice for businesses looking to leverage the benefits of blockchain.


With ZTLment, businesses can enjoy instant, transparent, and programmable payouts. Our smart contracts enable companies to automate agreements and securely initiate tailored payouts based on specific data events. This not only saves time and resources but also enhances accuracy and reduces the risk of error.

The Impact

By shifting payments to decentralised technology, ZTLment is unlocking a realm of possibilities for businesses across industries. Our solution is more than just a technical innovation; it is a catalyst for transformation. We are empowering businesses to overcome the limitations of traditional banking infrastructure and embrace a future with seamless finance workflows.

The Vision

With our proven track record and European license as a payments institution, ZTLment is poised to set the 21st-century standard for complex business payouts.

The team

We are a team of payments- and smart contract specialists with expert fintech backing, from the likes of Giant Ventures, Upfin, Borderless Capital, as well as many high-profile fintech angels.

Mads Stolberg-Larsen

Co-founder and CEO

Mads Larsen

Co-founder and CEO

Harry Kearney

Co-founder and COO

Jason Spasovski

Co-founder and CTO

Stefan Nielsen

CCO

Nicolai Habla

Head of Product

Liv Hartoft Borre

Back-end Developer

António Barradas

Head of Sales, Iberia

António Barradas

Head of Sales, Iberia

Gitte Danelund

Money Laundering Reporting Officer

Frederik Vinten

Chairman of the Board

Susanne Brønnum

Investor

Cornelia Müller

Investor

Søren Fryland Møller

Investor

Join Us

We invite you to join us on this exciting journey towards a new era of financial transactions. Whether you are a business looking to simplify your finance workflows or an investor keen to contribute to our growth, we are here to connect and collaborate. Reach out to us today and discover how ZTLment is revolutionising the way business transact.

Backed by specialists in impact, fintech and blockchain

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ZTLment is a licensed payments institute, authorized by the Danish Financial Supervisory Authority to provide financial services to businesses in Europe.

© 2023 ZTLment | CVR 41801298 | FTID 22043 | Linnésgade 20A, 2.sal, 1361 Copenhagen, Denmark

Subscribe for updates

Stay up to date with our news, our product launches, and announcements.

ZTLment is a licensed payments institute, authorized by the Danish Financial Supervisory Authority to provide financial services to businesses in Europe.

© 2023 ZTLment | CVR 41801298 | FTID 22043 | Linnésgade 20A, 2.sal, 1361 Copenhagen, Denmark

Subscribe for updates

Stay up to date with our news, our product launches, and announcements.

ZTLment is a licensed payments institute, authorized by the Danish Financial Supervisory Authority to provide financial services to businesses in Europe.

© 2023 ZTLment | CVR 41801298 | FTID 22043 | Linnésgade 20A, 2.sal, 1361 Copenhagen, Denmark